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They’re typically worth it because of the cost savings to your business.General term loans are offered by both traditional banks and alternative lenders.The more loans you’re consolidating, the more complicated it can be.You will need to make sure you have accurate data from each of your current lenders, and there will be a substantial amount of paperwork to collect.That’s why it’s important to have a partner, like Smart Biz, who can streamline this process and get you funded faster.Debt relief can be very beneficial to your business, but there are a lot of moving parts.Alternative term loans are more expensive, with shorter repayment terms.
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It typically does this by combining multiple debts with one simple loan that has a single monthly payment. These loans are going to be difficult to qualify for, and they can take a lot of time to get funded (45-120 days).
If you’re a prime borrower, traditional banks will typically offer repayment terms up to 5 years with competitive rates to the SBA loan.
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